One Lockbox, and It Is Not in Henry County
Iowa centralised offender banking. Deposits for all nine prisons are received and handled at Fort Dodge Correctional Facility, and the department states that incoming money will not be accepted at or by any other location.
IDOC Offender Fiduciary Account
1550 L Street, Suite B
Fort Dodge, IA 50501
Fort Dodge is about four hours northwest of Mount Pleasant, and none of that matters. It is a postal address rather than a place to go.
Money orders are no longer accepted at any institution. Bringing one to a Saturday visit achieves nothing here or anywhere else in Iowa.
The Address Trap at This Prison
Every Iowa family who has applied to visit anybody has written down 1200 E Washington Street, Mount Pleasant, because that is where the Centralized Visiting Authority receives visitor applications.
If your person is held here, that address is doubly familiar: it is where you send the form and where you go on a Saturday.
It is not where money goes. A money order posted to 1200 E Washington Street reaches an office that processes visitor applications and does not bank funds. Iowa’s rule that money will not be accepted at any location other than Fort Dodge applies to this address exactly as it does to the other eight prisons.
Four Details, Written Legibly
The deposit must be a cashier’s check or money order. Nothing else goes by post.
Make it payable to: IDOC Offender Fiduciary Account.
Write all four of these on it:
- the offender name
- the offender number
- the sender’s name
- the sender’s complete address
Iowa’s funds policy adds the rule that returns most failed deposits: money orders and cashier’s checks may not be sent with any other correspondence. A money order inside a birthday card comes back. So does anything illegible or missing a detail. Deposits over $1,000 are copied to institutional security staff for approval before they post.
If you are sending funds electronically to a brand new account, Iowa says to expect the banking system to take about a week to set it up.
Three Vendors and What They Charge
Access Corrections publishes Iowa’s lowest rates. Online at accesscorrections.com from $3.49 on a Visa or Mastercard, by phone on 1-866-345-1884 from $4.49, and at the same rates from inside a CorrLinks account. Cash without a card: CashPayToday at a flat $6.95, in shops including Dollar General, Family Dollar and Kum & Go, or ACE Cash Express at a flat $5.95. Cash caps at $900, and money sent before midnight is generally available the next business day.
JPay costs more. Online at JPay.com, $3.95 to $10.95 by amount, or by phone on 1-800-574-5729, $4.95 to $11.95. Cash at a MoneyGram agent, including Walmart, CVS, 7-Eleven and Albertsons, is a flat $8.95, taking up to $5,000 in one transaction. Money sent before 11:45 PM is generally available the next business day.
Western Union Quick Collect uses exact entries Iowa publishes and that fail quietly if you improvise. Pay to Iowa Department of Corrections, code city IOWADOC, state IA, and for the sender’s account number use the ID number followed by the last name, so 1234567Jones. Funds post three times a day, the last around 3:30 PM central time.
Restitution and Phone Money Go Somewhere Else Again
Iowa spreads this across three prisons and Mount Pleasant is not any of them.
Commissary money goes to Fort Dodge. Phone credit goes to Iowa State Penitentiary. Restitution, court filing fees and child support go to Iowa State Penitentiary.
Iowa State Penitentiary
PO Box 316
Fort Madison, IA 52627-0316
Fort Madison is about an hour south of Mount Pleasant, which makes this the one Iowa prison where both the restitution office and the visiting authority sit within an easy drive, and where neither of them is the place your commissary deposit goes.
A family deposit into a phone account has 7 percent sales tax taken off, so Iowa’s worked example is that $10 becomes $9.35. When the person inside transfers his own money across, 7 percent is added, making $10 cost $10.70. The minimum is $1, the transfer is one way, and unused phone money is credited back on release.
Iowa’s Cut, Which No Public Page Lists
Money you send is not the money that lands. These rates sit in Iowa’s funds policy rather than on the department’s money page.
| Deduction | Rate on outside money |
|---|
| State restitution | 20% |
| Federal restitution | 20% |
| State court filing fees | 10% of the balance owed |
| Federal filing fees | 20% |
| Mandatory savings | 10% |
| Department sanctions | 20% |
The savings deduction stops once the savings balance reaches $100. The others depend on what is owed.
A 6 percent pretax surcharge, which Iowa calls pay for stay, is added to every commissary order. It is not charged on stamped envelopes, postcards, money sent home, legal copies and fees, a driver’s licence, postage, treatment or educational purchases, religious donations, the flower fund, or a medical co-pay.
Exempt from the deductions: money the warden designates for medical costs and funeral trip costs, transportation fees, vendor refunds, property tort claims, VA benefits, and anything directed into the telephone fund.
Money and a Reentry Prison
Mount Pleasant was reclassified as minimum security in 2016 with a focus on preparing people for release, which changes what a savings deduction and a release payment actually mean here.
Iowa’s mandatory savings takes 10 percent of allowances and outside money until the savings balance reaches $100, and that balance is what somebody walks out with alongside gate money.
Gate money is $50 for work release and $100 for all other qualifying releases, available once in any 12-month period, paid onto a MasterCard release card that costs $5 to issue. Iowa provides bus fare to any destination inside the state, and anything beyond the Iowa border is at the person’s own cost.
At a prison whose stated purpose is reentry, those are the figures a family is planning around.
When a Deposit Sits Unspent
Iowa’s funds policy states that weekly spending limits and possession limits are established and posted throughout the institution. They are real and enforced, and Mount Pleasant publishes no figure online.
If money has not been used, a weekly cap is a likelier explanation than a lost payment. The person inside can read the number even though you cannot.
Two smaller limits: a vending card holds at most $75, takes one load a day, carries the 6 percent surcharge and costs $2.25 to replace, and Iowa says any balance left on it is generally not refunded at release. An overdraft attempt costs a minor report and a $5 fee.
Care Packages and Deposit Limits
Care packages run through Iowa Prison Industries. Orders open November 1 to November 30, delivery runs December 19 to December 23, and institutions may limit how many a person receives.
Cash deposits are limited to $900 through Access Corrections and $5,000 through JPay.
Ask on 319-385-9511
- What is the weekly commissary spending limit here?
- Does the Minimum Live Out unit work differently for money or wages?
- How long after Fort Dodge receives a money order does it appear on the account?
- Does he have phone credit, or does that need a separate deposit to Fort Madison?
- Is restitution taking a share of what I send?
- What will he have on release, and when does that get worked out?
All information on this page comes directly from official government and facility sources.
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Last verified September 9, 2026.