The Money She Walked In With
Iowa’s funds policy, AD-FM-11, states that the Iowa Correctional Institution for Women or its designee deposits all intake money for every female incarcerated individual in the state.
That answers a question families ask in the first week. The department’s guidance for people preparing for admission says a new arrival may bring a bible, an address book, a small amount of photos, and any cash that she has, and that everything else must be collected by family or discarded at the county jail beforehand.
So the cash in her county property is not lost. It travels with her and ICIW banks it.
Fort Dodge Takes Everything After
Iowa centralised offender banking. Deposits for all nine prisons are received and handled at Fort Dodge Correctional Facility, and the department states that incoming money will not be accepted at or by any other location.
IDOC Offender Fiduciary Account
1550 L Street, Suite B
Fort Dodge, IA 50501
Fort Dodge is a men’s prison about two hours northwest of Mitchellville, and none of that matters. It is a postal address rather than a place to visit, and using it does not mean anything about where she is held.
Money orders are no longer accepted at any institution, so bringing one to a Saturday visit achieves nothing.
Four Things Written on the Money Order
The deposit has to be a cashier’s check or money order. Nothing else goes by post.
Make it payable to: IDOC Offender Fiduciary Account.
Write all four of these on it:
- the offender name
- the offender number
- the sender’s name
- the sender’s complete address
Iowa’s funds policy adds the rule that returns most failed deposits: money orders and cashier’s checks may not be sent with any other correspondence. A money order tucked into a card comes back. So does anything illegible or missing a detail. Deposits over $1,000 are copied to institutional security staff for approval before they post.
Iowa also warns that if you send funds electronically, expect the process for creating a new account in the banking system to take about a week.
Where Each Kind of Payment Goes
Iowa spreads its money system across three prisons and it is easy to send the right payment to the wrong one.
| Payment | Destination |
|---|
| Intake cash | Deposited by ICIW |
| Commissary deposits | IDOC Offender Fiduciary Account, Fort Dodge |
| Phone credit | Iowa State Penitentiary, Fort Madison |
| Restitution, court filing fees, child support | Iowa State Penitentiary, Fort Madison |
Iowa State Penitentiary
PO Box 316
Fort Madison, IA 52627-0316
Iowa’s reason for centralising restitution is that a payment plan then survives a transfer rather than being rebuilt each time.
Cards, Cash and the Counter
Access Corrections publishes Iowa’s lowest rates. Online at accesscorrections.com from $3.49 on a Visa or Mastercard, by phone on 1-866-345-1884 from $4.49, and at the same rates from inside a CorrLinks account. Cash without a card: CashPayToday at a flat $6.95, in shops including Dollar General, Family Dollar and Kum & Go, or ACE Cash Express at a flat $5.95. Cash caps at $900, and money sent before midnight is generally available the next business day.
JPay costs more. Online at JPay.com, $3.95 to $10.95 by amount, or by phone on 1-800-574-5729, $4.95 to $11.95. Cash at a MoneyGram agent, including Walmart, CVS, 7-Eleven and Albertsons, is a flat $8.95, taking up to $5,000 in one transaction. Money sent before 11:45 PM is generally available the next business day.
Western Union Quick Collect needs exact entries Iowa publishes and that fail quietly if you improvise. Pay to Iowa Department of Corrections, code city IOWADOC, state IA, and for the sender’s account number use the ID number followed by the last name, so 1234567Jones. Funds post three times a day, the last around 3:30 PM central time.
Iowa Takes Its Share First
Money you send is not the money that lands, and this appears in Iowa’s funds policy rather than on any public page.
| Deduction | Rate on outside money |
|---|
| State restitution | 20% |
| Federal restitution | 20% |
| State court filing fees | 10% of the balance owed |
| Federal filing fees | 20% |
| Mandatory savings | 10% |
| Department sanctions | 20% |
The savings deduction stops once the savings balance reaches $100. The rest depend on what she owes.
A 6 percent pretax surcharge, which Iowa calls pay for stay, is added to every commissary order. It is not charged on stamped envelopes, postcards, money sent home, legal copies and fees, a driver’s licence, postage, treatment or educational purchases, religious donations, the flower fund, or a medical co-pay.
Exempt from the deductions: money the warden designates for medical costs and funeral trip costs, transportation fees, vendor refunds, property tort claims, VA benefits, and anything directed into the telephone fund.
Phone Credit Is a Separate Envelope
A deposit to Fort Dodge does not fund calls. Phone money goes to Iowa State Penitentiary at Fort Madison, posted as a money order with the printed Offender Telephone Service form.
7 percent sales tax comes off a family deposit, so Iowa’s worked example is that $10 becomes a $9.35 credit. When the person inside transfers her own money instead, 7 percent is added, making $10 cost $10.70. The minimum is $1, the transfer is one way, and unused phone money is credited back on release.
Release Money, and What Iowa Hands Over
Iowa publishes what somebody leaves with, which is unusual and worth knowing at a prison where release rather than transfer is the usual exit.
Gate money is $50 for work release and $100 for all other qualifying releases, and a person is eligible only once in a 12-month period. Iowa provides bus fare to any destination inside the state, and anything beyond the Iowa border is at her own cost.
Release funds go onto a MasterCard release card, which costs $5 to issue and holds up to $9,700.
Two smaller things: a vending card holds at most $75, takes one load a day, carries the 6 percent surcharge and costs $2.25 to replace, and Iowa says any balance left on it is not refunded at release absent unusual circumstances. An overdraft attempt costs a minor report and a $5 fee.
Care Package Dates, and the Limit Posted Inside
Care packages run through Iowa Prison Industries on a fixed annual window: orders open November 1 to November 30, and delivery runs December 19 to December 23. Institutions may limit how many a person receives, and no price list is published.
The weekly commissary spending limit is set and posted inside the institution, so she can read the figure and you cannot. Iowa publishes none of these either:
- How long a mailed money order takes to reach the account after Fort Dodge receives it.
- Whether the Minimum Live-Out unit has different purchasing arrangements.
- Any maximum on a single mailed deposit, though cash caps at $900 through Access Corrections and $5,000 through JPay.
Ask on 515-725-5042
- Was the cash from the county jail deposited, and how much was it?
- What is the weekly commissary spending limit here?
- How long after Fort Dodge receives a money order does it appear?
- Does she have phone credit, or does that need a separate deposit to Fort Madison?
- Is restitution or a filing fee plan taking a share of what I send?
- Is there a cap on a single mailed deposit?
All information on this page comes directly from official government and facility sources.
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Last verified September 9, 2026.